Gross yield, net yield and the bond test
Three numbers decide whether a rental property is working for you: gross yield, net yield and the spread over a safe bond. Here is how to work each out.
HomeDubai
Market guide
Dubai
From a first investment flat to a landmark Dubai Marina asset. Freehold areas, off-plan launches, service charges and the costs on top of the price, with unverified items clearly marked.
How the market is shaped
A different cost, tax and process picture
Buying in Dubai is not buying in India with a different currency. Foreign buyers can usually own in designated freehold areas, the contract and registration run through the Dubai Land Department, and a lot of supply is sold off-plan against a payment plan. Running costs such as service charges can be a meaningful part of the return.
Because we do not yet hold a Dubai licence, we do not broker Dubai property. We share the checks and the numbers, and we work with licensed Dubai brokers for transactions.
Official body: Dubai Land Department (official site).
Before you commit
The Dubai checks
The full checklist is a free guide. Every item not yet checked against an official source is marked.
The broker
Confirm the broker and the brokerage are licensed with the Dubai regulator, and ask for the permit number. exact registry and what to ask for
The project and developer
For off-plan, confirm the project is registered, the payment plan is tied to construction stages and funds go into a project escrow account. how to look it up on the official portal
The contract and costs
Know the land department fee, brokerage, VAT on the commission and the service charge before you sign. current rates
For high-value buyers
A ₹30 lakh flat and a ₹2,000 crore tower use the same discipline
The Property Lab handles both ends of the range: the same yield, spread and exit-ease questions, whatever the ticket. For larger or multi-property conversations, the Circle tier (to be announced) and off-market access are where we are building.
Questions
Quick answers
Can a foreign buyer own property in Dubai?
Foreign buyers can usually own in designated freehold areas, and the contract and registration run through the Dubai Land Department. Confirm the current rules for your situation with a licensed professional.
Does Holdengard sell or broker Dubai property?
No. Holdengard does not yet hold a Dubai licence and does not broker Dubai property. It shares checks and numbers and works with licensed Dubai brokers for transactions.
What should I check on a Dubai broker or off-plan project?
That the broker is licensed with the Dubai regulator and gives a permit number, that the project is registered, that the payment plan is tied to construction stages, and that funds go into a project escrow account.
What costs come on top of the price in Dubai?
The land department fee, brokerage, VAT on the commission and the service charge, among others. Every rate in our calculator is editable and flagged to be verified.
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