Yield vs return: a Property Lab worked example
A worked example in the Property Lab: why a 3% rent yield, a home loan and a 10-year hold give very different results, and what would flip the verdict.
HomeMarkets
Where we cover
Markets
Three live market guides today, five more on the way. Each gives you the checks that matter, the costs on top of the price, and dated public facts with their sources.
IndiaMumbai and Navi MumbaiThe island city, the suburbs and the Navi Mumbai corridor, now linked by Atal Setu and served by a second airport.
Open the guide
IndiaDelhi NCRDelhi, Gurugram, Noida and Ghaziabad: one metro region, several states, and several RERA authorities to check.
Open the guide
United Arab EmiratesDubaiDubai Marina to Downtown: freehold areas, off-plan launches and a very different cost and tax picture for Indian buyers.
Open the guideComing next
More markets, opened properly
Qatar, the United Kingdom, the United States, Australia and New Zealand are on our list. We will open each one when we have verified sources and the right local licensed partners, not before.
QatarComing
UKComing
USComing
AustraliaComing
New ZealandComing
The Property Lab already works for all of them: it has editable defaults for each country, all marked to be verified.
Charts and trends
Data you can trace
Only charts built from dated, sourced public data are shown as fact. Everything else is labelled sample or to be verified.
From the Insights
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How Holdengard works, and what we are not
We share knowledge, build tools and run a community. We are not a broker, not a listing portal and not yet licensed anywhere. Here is the plain version.
Gross yield, net yield and the bond test
Three numbers decide whether a rental property is working for you: gross yield, net yield and the spread over a safe bond. Here is how to work each out.