Navi Mumbai: the airport and sea-link corridor
A worked example of how an entry reads. Built only from public facts about the new airport and the sea link, with the risks stated. Not a recommendation.
Property intelligence and community
Insider-grade property knowledge, shared openly.
Free tools, sourced market notes and a community of NRIs, investors, sellers and licensed agents who help each other. From a first home to a landmark Dubai Marina asset.
Holdengard shares information and builds a community. It is not a broker, not a listing portal and gives no investment, legal or tax advice.
Free
Tools you can play with
No sign-up. Your numbers stay in your browser.
Sourced
Facts with a source and a date
Where we cannot verify something, we say so.
Honest
No listings, no hype
No made-up deals, prices or testimonials. Ever.
Licensed
Licensed brokers do the deals
We build the knowledge and the network around them.
Markets
Three doors into the market
Pick a market for the checks that matter, the costs on top of the price and the dated public facts behind it.
IndiaMumbai and Navi MumbaiThe island city, the suburbs and the Navi Mumbai corridor, now linked by Atal Setu and served by a second airport.
Open the guide
IndiaDelhi NCRDelhi, Gurugram, Noida and Ghaziabad: one metro region, several states, and several RERA authorities to check.
Open the guide
United Arab EmiratesDubaiDubai Marina to Downtown: freehold areas, off-plan launches and a very different cost and tax picture for Indian buyers.
Open the guideMore markets coming
QatarComing
UKComing
USComing
AustraliaComing
New ZealandComing
We open a market only when we can do it properly, with the right local partners and verified sources.
Tools
Come back and see something different
Four free tools built for real decisions. Change a number and the answer moves, instantly.
Compare 2 to 4 properties
Property Lab
Put properties side by side across countries. See net yield, spread over the local bond, cash flow with a loan, a 10-year projection, bull and bear cases, and what would flip the answer.
Open
India or Dubai
NRI Total Cost Calculator
What does a purchase really cost on top of the price? Duty, registration, GST, brokerage, legal, FX and a month-by-month cash-outflow timeline. Every rate is an editable, flagged input.
Open
From 30 lakh upwards
Rent vs Buy and Affordability
How much home can your income carry, and in which year does buying overtake renting? Move the sliders and watch the break-even year shift.
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Before you pay a token
RERA 5-Check
Five checks taken straight from the RERA Act, with a score and a printable checklist. Takes two minutes.
OpenCommunity
People who know a lot share it. Everyone gets sharper.
Holdengard is a community of NRIs, investors, sellers and licensed agents. Members trade checklists, ask what they cannot ask a salesperson, and learn from each other's deals.
- Free to join today, with the tools, guides and insights
- Member and Circle tiers with deeper analysis and introductions (paid, to be announced)
- Licensed agents can join the network and share off-market, members-only
Next Hot Opportunity
One theme at a time, with the reasoning shown
A free summary for everyone. The deeper why-now for members. Always with the data, the risks and the sources, never a hard sell.
How an entry works
- A theme or micro-market, not a listing
- Public data, dated and sourced
- The risks, stated plainly
- Members unlock the deeper why-now
Insights
Latest from the desk
Short, sourced notes on RERA, NRI buying, markets and selling.
Yield vs return: a Property Lab worked example
A worked example in the Property Lab: why a 3% rent yield, a home loan and a 10-year hold give very different results, and what would flip the verdict.
How Holdengard works, and what we are not
We share knowledge, build tools and run a community. We are not a broker, not a listing portal and not yet licensed anywhere. Here is the plain version.
Gross yield, net yield and the bond test
Three numbers decide whether a rental property is working for you: gross yield, net yield and the spread over a safe bond. Here is how to work each out.
NRIs
Buying or selling from abroad?
The order of operations, the checks, the costs and the questions for your lawyer and chartered accountant.
Open the NRI hubAgents
Licensed agent or broker?
Join a network that supplies buyer and seller leads and shares off-market conversations, members-only.
For Agents and PartnersNot sure where to start?
Message us on WhatsApp. We will point you to the right tool, guide or licensed professional. We reply within two working days.
Questions
Quick answers
What is Holdengard?
Holdengard is a free property-intelligence and community site for NRIs, investors, sellers and licensed agents. It shares tools, sourced market notes and checklists. It is not a broker, not a listing portal and gives no investment, legal or tax advice.
Is Holdengard free to use?
Yes. The tools, guides and insights are free today, with no sign-up needed for the tools. The Member and Circle tiers are paid and still to be announced, and no payment is taken today.
Can Holdengard buy or sell a property for me?
No. Holdengard does not broker property. Where you ask, it introduces you to licensed local professionals, who handle the transaction.
Where do the facts and numbers come from?
From official and public sources, shown with a date. Where something has not been checked against an official source, it is marked to be verified. The tools use editable inputs, so you can replace any default with your own figure.
Which markets does Holdengard cover?
Mumbai and Navi Mumbai, Delhi NCR and Dubai are live today. Other markets are listed as coming and will open only when they can be done properly.